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I’m Dave Kelly. I’m a lawyer practicing in the Minneapolis, Minnesota area. It seems I am spending an increasing percentage of my time preparing and filing bankruptcies. The biggest part of the project is usually preparing the petition. Plan on at least three sessions in my office of about an hour and a half duration. There should be a more efficient way of doing it, but I haven’t found it. It seems to me that if you don’t take the proper time, there’s a lot more risk. The petition is a …